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The hosts of NPR's All Things Considered help you make sense of a major news story and what it means for you, in 15 minutes. New episodes six days a week, Sunday through Friday.<br><br><em>Support NPR and get your news sponsor-free with Consider This+. Learn more at plus.npr.org/considerthis</em>

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Nearly everyone agrees the cryptocurrency industry needs regulation, but there are huge disagreements about what that should look like.
A Senate bill proposes a new regulatory framework for the industry. Cosponsors Cynthia Lummis (R-Wyoming) and Kirsten Gillibrand (D-N.Y.) argue that their bill hits the "sweet spot" between allowing innovation and protecting consumers.
Software engineer Molly White, who runs the blog Web3 is going just great, says that the bill is too industry-friendly, and puts into legislation the "foggy regulatory space" that crypto companies have taken advantage of. 
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A First Step To Crypto Regulation, Or A Step Backwards?